#191台灣人買房子，銀行不借錢了Taiwanese Buying Houses, Banks Won’t Lend Money Anymore !?

嚴肅 yánsù - serious, grave 推動 tuīdòng - to promote, to advance 政策 zhèngcè - policy 新青安貸款 xīn qīng'ān dàikuǎn - Preferential Housing Loans for the Youth (a specific loan program in Taiwan) 方案 fāng'àn - plan, scheme 貸款 dàikuǎn - loan 寬限期 kuānxiànqī - grace period 還款時間 huánkuǎn shíjiān - repayment period 利息 lìxí - interest (on a loan) 減輕 jiǎnqīng - to alleviate, to reduce 內部 nèibù - internal 趴 pā - percent (informal usage) 八成 bāchéng - 80% (or eight-tenths) 一千萬 yīqiān wàn - 10 million 資金 zījīn - funds, capital 緊 jǐn - tight, scarce 成數 chéngshù - loan-to-value ratio 嚴格 yángé - strict, rigorous 房貸限貸令 fángdài xiàndài lìng - mortgage lending restriction order 首購族 shǒu gòu zú - first-time home buyers 面臨 miànlín - to face, to encounter 貸款成數下降 dàikuǎn chéngshù xiàjiàng - decrease in loan-to-value ratio 利率上升 lìlǜ shàngshēng - rising interest rates 貸款條件 dàikuǎn tiáojiàn - loan conditions 受阻 shòuzǔ - to be obstructed, to be hindered 租屋族 zūwū zú - renters, people who rent houses 借款 jièkuǎn - borrowing, loan 調升 tiáoshēng - to raise, to increase (formal) 上升 shàngshēng - to rise, to go up 調漲 tiáozhǎng - to increase (price, rent) If you're just starting to learn Chinese and aren't sure where to begin, I warmly invite you to join my Chinese speaking course. 😊 In this course, I'll guide you through pronunciation and teach you how to have simple daily conversations in Chinese. You'll learn how to order food, buy drinks, shop, ask for directions, visit the doctor, and even rent an apartment. I'll provide easy-to-follow conversation templates for various situations, so you can start speaking Chinese confidently in just two weeks. If you're busy, don't worry—you can learn at your own pace. This course will help you travel more smoothly in Taiwan and open the door to making local friends and having great conversations together. 😊 Check out the 14-Day Chinese Speaking Accelerator  If you’ve been learning Chinese for a while but feel stuck or frustrated with your progress, I invite you to book a one-on-one trial lesson with me 😊 Together, we'll review your goals and create a personalized plan to help you improve your Chinese skills. Let’s make your learning journey smoother and more enjoyable! Book a one-on-one trial lesson with me ! 😊 Follow me on Instagram: fangfang.chineselearning !😀 I hope you like today's podcast! Got feedback? I'd love to hear it! Rate my podcast show or leave me a review! Learn Chinese Podcast | Chinese Listening Practice | Learn Taiwanese Mandarin | Chinese Learning Podcast